Long Term Care is something we see every day but rarely think about. Maybe your grandma or even parent need care at home or in a assisted living facility. Have you ever thought about how did they pay the bills? For most, they paid out of pocket and kept paying until they ran out of money and ended up on Medicaid. That scenarios happens all the time but until recently most refused to think about it. Now the Baby-Boomers have seen their parent go though the Long Term Care expense and don’t want the same thing to happen to their nest-egg. Long Term Care Insurance provides peace-of-mind so that you don’t have to sell your Home Depot stock, or sell your lake house to pay for your spouses care. For t the price of 4 nights out to eat a month you can take care of the problem.
Be sure however to go with a name brand company and use an agent who works with multiple carriers because cost can vary from insurer to insurer. I’d say get at least 3 different quotes before making your decision. http://ltctree.com/Long-Term%20Care.htm
Please share your questions and ideas…we’d love to hear them.
Darrick Wilkins
